Hiring a qualified bankruptcy attorney can make a big difference in your outcome. Let’s go over a few characteristics to consider when looking for a bankruptcy lawyer.
Their area of specialization
Working with a lawyer who doesn’t have the training and experience in bankruptcy is dangerous. If you want to file a certain type of bankruptcy, look for a lawyer who has special skill and experience in that area. Issues like tax law keeps on changing and a reliable attorney should be able to provide you with current information regarding your case.
Level of experience
It’s important to ensure that the bankruptcy attorney you hire has had a significant level of experience in practicing bankruptcy law. The lawyer must not only understand the local rules pertaining to bankruptcy but also be familiar with local judges and how the rulings are conducted.
Charges reasonable fees
Legal fees need to be fair; after all you are also in a financial crisis if you’ve considered filing for bankruptcy. Get all the details about the payments and find out if it’s likely to fit your situation. Don’t settle for a lawyer who charges high fees unless you have a complex and large bankruptcy case. There are lawyers who will charge you a fee that is based on your total debt while others will bill you a fixed amount. Make sure you understand the terms of payment and those they are included in any contract you sign.
Provide a personal service
You need to know which bankruptcy attorney will be handling your case. In bigger law firms, the client may never get an opportunity to discuss legal issues with experienced personnel who deal with their cases. Ask the attorney if you can meet in person before you forward any payments.
Transparency is important
Every attorney needs to provide their client with a clear contract that states all you’ve agreed to do for each other during the proceedings. Sometimes the discussions about your case may be done via email, fax or mailbox. Just make sure you find a bankruptcy attorney that will be there for you when you have a need. Find out if the attorney will provide their contact details. At times working with larger law firms helps because there’s always someone at the office to answer your questions or provide insights on how to rebuild your credit rating.
Patrick Ward is a legal researcher specializing in finance, loans and debt analysis, and bankruptcy law. He has a decade of experience in analyzing the legalities involved in the dynamics between local and global financial institutions. He is also passionate in helping individuals overcome their financial challenges. Follow on twitter @blgbankruptcy